ASSESSMENT OF HOUSING INTERVENTIONS OF COOPERATIVE SOCIETIES FOR EMPLOYEES OF PUBLIC INSTITUTIONS IN MINNA, NIGERIA

Abstract

This study assesses housing interventions of cooperative societies for employees of public institutions in Minna, Nigeria. The study examined the institutional characteristics, strategies of housing interventions, employee’s access to loan and level of satisfaction. Both primary and secondary data were used. Data such as institutional characteristics, strategies of housing interventions and loan for housing interventions were collected from the Cooperative Societies across the public institutions in Minna, Nigeria and 341 (three hundred and fortyone) members of the selected Cooperative Societies. Relative importance index (RII), Simple

percentages

and relative satisfaction index (RSI) were employed in analyzing the data collected. The study revealed that the cooperative societies in Minna use a variety of strategies for housing development through their housing intervention, such as purchasing land collectively and starting construction, acquiring building supplies, offering specific loans for the purchase of land, and offering special loans for remodeling alreadyexisting structures while 59% of the employees have accessed housing interventions from the cooperative societies. The research indicated that cooperatives societies in public institutions in Minna are more involved in the strategies of assisting members with loan through collective purchase and acquisition of materials for housing development. It also shows that employees of the public institutions in Minna are satisfied with the loan for housing interventions of cooperative societies. Conclusively, the public institutions base cooperative societies have the potential of meeting the housing needs of employees through it housing intervention when adequately harnessed.