Entrepreneurship
Permanent URI for this collectionhttp://197.211.34.35:4000/handle/123456789/168
Entrepreneurship
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Item Modelling the Effect of Financial Inclusion on SMEs in Nigeria(Al-Hikmah Journal of Economic (AJEC), 2021) Rosemary A. Anga; Musa Abdullahi Sakanko; Abdullahi Maria AdamuThe study employed the Error Correction Model to examine the effect of financial inclusion on small and medium enterprises in Nigeria from 1990 – 2019. A co-integration relationship exists between small and medium enterprises and financial inclusion (measured by deposit/savings, access to financial institutions, and the credit to the private sector). The result revealed that financial inclusion (deposit/savings and access to banks) has a positive and statistically significant effect on small and medium enterprises in the study period. However, access to credit has a significant and negative effect on small and medium enterprises. Based on these findings, policymakers are therefore advised to put in place strategies that will further enhance the level of financial inclusion through access to financial institutions, deposit/savings, and provide favorable lending facilities climate to ease access to credit in Nigeria to improve SME'sItem LOGISTIC APPROACH OF THE EFFECTS OF FINANCIAL INCLUSION ON THE LIVELIHOOD OF SMALLHOLDER FARMERS IN PLATEAU STATE(GUSAU JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES (GUJEDS), 2023) Sunday Baba; Musa Abdullahi Sakanko; Sufiyanu Umma Yahaya; Emma, O. CollinsThe overall study's goal was to look into a logistic approach to the effects of financial inclusion on the livelihood of smallholder farmers in Plateau State. The study's particular goal was to find out if Financial Inclusion has a positive effect on the livelihood of smallholder farmers. The study's audience was smallholder farmers who were active in agricultural practices in Plateau State, Nigeria. The sample size was 399 households that par-took in agricultural practices in Plateau State. Primary data were gathered for the study using structured questionnaires. The collection of primary data was done through the administration of questionnaires to selected smallholder farmers. From the data collection process, the researcher was assisted by research assistants that made frequent follow-up on the respondents to ensure that high response rate was achieved. The study used the logistic regression model in carrying the analysis in order to achieve the objective of the study. The study found that financial inclusion plays a significant role in transforming the livelihoods of smallholder farmers in Plateau State. Access to formal financial services such as savings accounts, credit facilities, and insurance products positively influenced farmers’ economic outcomes. The findings of this research study indicate that financial inclusion has a significant positive impact on the livelihood of smallholder farmers in Plateau State, Nigeria. Access to financial services and financial literacy were identified as crucial factors influencing farmers' economic well-being. However, variables such as age, gender, and education did not show significant effects in this context. Based on the research findings, the following recommendations are made: Improve access to financial services, strengthen financial literacy programs, targeted support for vulnerable groups and continuous monitoring and evaluation.Item Financial inclusion and women participation in gainful employment: an empirical analysis of Nigeria(Indonesian Journal of Islamic Economics Research, 2020) Musa Abdullahi SakankoThe paper examines the effect of financial inclusion on women participation in gainful employment in Nigeria for the period 1980 – 2018, employing the ARDL method. Both in the short run and long-run, the results indicated a positive relationship between financial inclusion and women’s participation in gainful employment. Thus, the paper recommends that the government ensure that financial inclusion barriers are reduced or removed. Reducing or removing will increase women’s participation in economic activities since financial inclusion measures are adjudged as convenient, safe, and prompt. Measures that will enhance private deposit and expansion of more commercial’s banks branch in rural areas to improve women’s access to financial services that discourage the use of informal financial services should be encouraged.